The housing market; what are the vital signs ...
Posted: 29/04/2021

As the latest Acadata index shows (, prices in March were rising by around 10% on an annual basis, prompting renewed talk of housing bubbles which might be about to burst. Given that our index is based on completion prices, a glance at our comparison of indices table  below would suggest that- taking mortgage approval […]

How will next April’s Help to Buy changes a...
Posted: 19/10/2020

The Help to Buy Equity Loan Scheme, launched in 2013, has helped more than quarter of a million households in England purchase homes, including 51,000 in the 2019-20 financial year.  A revised Help to Buy: Equity Loan scheme 2021-2023 comes into effect next April, and will differ in two key respects from the original scheme: […]

Times they are a changing? Price changes by p...
Posted: 18/09/2020

There has been much talk of changing patterns of demand for different property types. Acadata has re-analysed recent data to explore the evidence. Although flat prices have always been more volatile than other types Chart 1 shows the average price of flats has been in sharp decline since February 2020 with a trajectory quite unlike […]

Sunak: Putting his stamp on the housing marke...
Posted: 07/07/2020

As the Covid-19 lockdown unwinds, the focus of the Chancellor of the Exchequer Rishi Sunak has turned to how best to encourage economic growth.  Helping younger adults, widely recognised as more vulnerable to job losses when furlough ends, and a return to the Government’s levelling-up agenda will be important secondary objectives. Housing market measures are […]

Regional House Prices - A Decade of Disparity
Posted: 13/02/2020

The table shows regional house price growth over the past 1, 5 and 10 year periods. In particular, we show the different changes in price experienced by the different regions over the 10 year period during which Greater London has seen the highest growth in prices. The East of England follows whilst the North East […]

What is the “The Average House Price”?...
Posted: 22/10/2019

Some interesting thoughts There are two different methods of calculating the average price in use at the moment – the Arithmetic mean and the Geometric Mean. For August 2019 the ONS House Price Index reported that the average house price in England & Wales (seasonally adjusted) was £242,103. This compared to Acadata’s (seasonally adjusted) average […]

The changing nature of property sales
Posted: 26/09/2019

HM Land Registry’s Price Paid Dataset and its Scottish counterpart provide invaluable information about housing market developments, but by no means tell the whole story. The ONS House Price Index reports offer additional interesting insights, for example concerning changes in how property purchases are funded. One after-effect of the global financial crisis was to give […]

Edinburgh transactions of £750k or higher
Posted: 20/09/2019

The table shows the number of transactions per month in Edinburgh that are equal to or greater than £750k. The threshold of £750k has been selected as it is the breakpoint at which the highest rate of LBTT becomes payable. As can be seen from the table, the number of such sales in 2019 has […]

The E&W Housing Market August 2019
Posted: 16/09/2019

Our expectations of a strong housing focus in the recent 2020 spending review were dashed. Somewhat surprisingly, housing was not seen as a national priority for spending, with the emphasis firmly on areas such as the NHS, law and order and local government. This marked a clear change of emphasis from the previous government: however, […]

Scotland house prices June 19
Posted: 23/08/2019

The graph shows the average house price in Scotland over the last five years. The two main features of the graph are firstly: the sudden rise in average house prices that took place in March 2015, one month ahead of the introduction of the then new stamp duty on house purchases, known as LBTT. The […]